{"id":932,"date":"2019-01-09T08:15:51","date_gmt":"2019-01-09T10:15:51","guid":{"rendered":"https:\/\/bm-incorporacoes.com\/2019\/?page_id=932"},"modified":"2023-12-23T18:11:02","modified_gmt":"2023-12-23T21:11:02","slug":"faq","status":"publish","type":"page","link":"https:\/\/bm-incorporacoes.com\/2019\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-sizes-top:0px;--awb-border-sizes-bottom:0px;--awb-border-sizes-left:0px;--awb-border-sizes-right:0px;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:0px;--awb-padding-bottom:40px;--awb-padding-left:0px;--awb-background-color:rgba(255,255,255,0);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-padding-top:40px;--awb-padding-right:20px;--awb-padding-bottom:40px;--awb-padding-left:20px;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.4;\"><p><strong>Perguntas frequentes &#8211; FAQ:<\/strong><\/p>\n<div id=\"gtx-trans\" style=\"position: absolute; left: -194px; top: 38px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div><\/h1><\/div><style type=\"text\/css\">#accordian-1 .fusion-panel:hover,#accordian-1 .fusion-panel.hover{ background-color: #dbdbdb } #accordian-1 .fusion-panel { border-color:#e5e5e5; border-width:1px; background-color:#f2f2f2; }.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box:before{ font-size: 18px;width: 18px;}.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box{ color: #6d6d6d;}.fusion-accordian  #accordian-1 .panel-title a{font-size:18px;font-family:\"Mulish\";font-style:normal;font-weight:600;}.fusion-accordian  #accordian-1 .panel-title a:not(:hover){}.fusion-accordian  #accordian-1 .toggle-content{font-family:\"Mulish\";font-style:normal;font-weight:400;}.fusion-accordian #accordian-1 .panel-title a:hover,.fusion-accordian #accordian-1 .panel-title a.hover { color: #00193d;}.fusion-faq-shortcode .fusion-accordian #accordian-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: #00193d;}.fusion-accordian #accordian-1.fusion-toggle-icon-unboxed .panel-title a:hover .fa-fusion-box,.fusion-accordian #accordian-1.fusion-toggle-icon-unboxed .panel-title a.hover .fa-fusion-box { color: #00193d; }<\/style><div class=\"fusion-faq-shortcode\" style=\"\"><div class=\"fusion-faqs-wrapper\"><div class=\"accordian fusion-accordian\"><div class=\"panel-group  fusion-toggle-icon-unboxed\" id=\"accordian-1\"><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-936 \"><span class=\"entry-title rich-snippet-hidden\">Quem \u00e9 o respons\u00e1vel pela aquisi\u00e7\u00e3o do financiamento junto ao banco?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T08:34:58-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-936\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-936\" href=\"#collapse-1-936\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Quem \u00e9 o respons\u00e1vel pela aquisi\u00e7\u00e3o do financiamento junto ao banco?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-936\" aria-labelledby=\"faq_1-936\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-bg-color:rgba(255,255,255,0);--awb-bg-color-hover:rgba(255,255,255,0);--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\"><p>O cliente. \u00c9 quem deve ter informa\u00e7\u00f5es id\u00f4neas junto a pra\u00e7a e comprovar renda necess\u00e1ria para a concess\u00e3o do financiamento, al\u00e9m de fornecer todos os documentos pessoais exigidos pela institui\u00e7\u00e3o financeira.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-946 \"><span class=\"entry-title rich-snippet-hidden\">Em que momento posso dar entrada no processo de financiamento junto ao banco?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-22T14:51:59-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-946\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-946\" href=\"#collapse-1-946\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Em que momento posso dar entrada no processo de financiamento junto ao banco?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-946\" aria-labelledby=\"faq_1-946\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-2\"><p>O processo de financiamento banc\u00e1rio \u00e9 composto por 3 partes:<br \/>\n1) Documentos do comprador (documentos requeridos ao comprador do im\u00f3vel pelo banco);<br \/>\n2) Documentos da B&amp;M Incorpora\u00e7\u00f5es;<br \/>\n3) Documentos do empreendimento;<br \/>\nOs documentos do comprador e da B&amp;M Incorpora\u00e7\u00f5es, j\u00e1 podem ser enviados a institui\u00e7\u00e3o financeira escolhida e adiantar o processo de aprova\u00e7\u00e3o de cr\u00e9dito, para que quando a documenta\u00e7\u00e3o do empreendimento estiver pronta, o banco j\u00e1 possa iniciar o processo de financiamento. Recomenda-se aproximadamente 2 meses antes da entrega prevista do empreendimento.<br \/>\n<strong><br \/>\n<span style=\"color: #003366;\"><a style=\"color: #003366;\" href=\"https:\/\/bm-incorporacoes.com\/2019\/simule-seu-financiamento\/\" target=\"_blank\" rel=\"noopener\">Simule aqui seu financiamento nas principais institui\u00e7\u00f5es banc\u00e1rias!<\/a><\/span><\/strong><\/p>\n<p>Os documentos do empreendimento, depende da expedi\u00e7\u00e3o dos \u00faltimos documentos referentes a obra, que s\u00e3o o Habite-se, a Certid\u00e3o Negativa de D\u00e9bitos do INSS e a especifica\u00e7\u00e3o de condom\u00ednio. A emiss\u00e3o desses documentos \u00e9 feita pelos \u00f3rg\u00e3os p\u00fablicos: Prefeitura Municipal, INSS e Registro de Im\u00f3veis, respectivamente.<br \/>\nAtentar para o fato de que certos documentos, tem prazo de validade, cabendo ao comprador sua nova obten\u00e7\u00e3o ou solicita\u00e7\u00e3o junto a B&amp;M Incorpora\u00e7\u00f5es (<a href=\"mailto:contato@bm-incorporacoes.com?subject=Solicita\u00e7\u00e3o de Documentos (FAQ)\" rel=\"noopener\"><span style=\"color: #003366;\"><strong>solicite por e-mail<\/strong><\/span><\/a>) caso seja documento referente ao vendedor.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-950 \"><span class=\"entry-title rich-snippet-hidden\">O que \u00e9 Habite-se?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T08:36:29-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-950\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-950\" href=\"#collapse-1-950\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">O que \u00e9 Habite-se?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-950\" aria-labelledby=\"faq_1-950\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-3 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-3\"><p>A certid\u00e3o de habite-se \u00e9 o documento expedido pela prefeitura municipal atestando que o im\u00f3vel se encontra legalmente constru\u00eddo, ou seja, que observou todos os requisitos legais para ser habitado.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-961 \"><span class=\"entry-title rich-snippet-hidden\">O que acontece se vencer a parcela de financiamento banc\u00e1rio e eu ainda n\u00e3o tiver o meu processo de solicita\u00e7\u00e3o de financiamento banc\u00e1rio aprovado pela institui\u00e7\u00e3o financeira?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T08:47:21-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-961\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-961\" href=\"#collapse-1-961\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">O que acontece se vencer a parcela de financiamento banc\u00e1rio e eu ainda n\u00e3o tiver o meu processo de solicita\u00e7\u00e3o de financiamento banc\u00e1rio aprovado pela institui\u00e7\u00e3o financeira?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-961\" aria-labelledby=\"faq_1-961\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-4 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-4\"><p>Desde que seja comprovada a entrega do processo junto ao banco para concess\u00e3o de cr\u00e9dito dentro do prazo de entrada e o processo esteja fluindo dentro de seu tr\u00e2mite normal, a construtora aguardar\u00e1 a conclus\u00e3o e expedi\u00e7\u00e3o do contrato de financiamento por parte do banco, sem tomar nenhuma medida de cobran\u00e7a, exceto a corre\u00e7\u00e3o monet\u00e1ria e juros que transcorrer\u00e1 normalmente, conforme previsto em contrato.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-963 \"><span class=\"entry-title rich-snippet-hidden\">Porque o processo de financiamento banc\u00e1rio inclui despesas de cart\u00f3rio de registro de im\u00f3veis e despesas de recolhimento de imposto municipal?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:11:11-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-963\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-963\" href=\"#collapse-1-963\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Porque o processo de financiamento banc\u00e1rio inclui despesas de cart\u00f3rio de registro de im\u00f3veis e despesas de recolhimento de imposto municipal?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-963\" aria-labelledby=\"faq_1-963\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-5 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-5\"><p>O contrato de financiamento banc\u00e1rio tem for\u00e7a de escritura. Nele, reza que o im\u00f3vel est\u00e1 quitado com a construtora e o cliente est\u00e1 recebendo-o em seu nome. Contudo, o cliente solicitou financiamento banc\u00e1rio junto \u00e0 institui\u00e7\u00e3o financeira que, como garantia do dinheiro financiado (dado \u00e0 B&amp;M Incorpora\u00e7\u00f5es), recebe a aliena\u00e7\u00e3o do im\u00f3vel que ser\u00e1 utilizada caso o cliente n\u00e3o efetue os pagamentos das parcelas do financiamento concedido. Para que tudo isso tenha valor legal, \u00e9 preciso tornar p\u00fablico a transa\u00e7\u00e3o efetuada entre as partes. Sendo o contrato de financiamento um documento com for\u00e7a de escritura, que passa o im\u00f3vel em nome da construtora para o nome do cliente, o cliente arca com as despesas de ITBI e registro em cart\u00f3rio.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-966 \"><span class=\"entry-title rich-snippet-hidden\">No que implica a composi\u00e7\u00e3o da renda? Quais s\u00e3o seus efeitos al\u00e9m do aumento da renda comprovada?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:58:03-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-966\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-966\" href=\"#collapse-1-966\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">No que implica a composi\u00e7\u00e3o da renda? Quais s\u00e3o seus efeitos al\u00e9m do aumento da renda comprovada?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-966\" aria-labelledby=\"faq_1-966\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-6 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-6\"><p>O contrato de financiamento banc\u00e1rio \u00e9 assinado pelas tr\u00eas partes: cliente, construtora e banco, ap\u00f3s \u00e9 registrado em cart\u00f3rio de registro de im\u00f3veis e passa a ter for\u00e7a de escritura p\u00fablica, dessa forma o cliente e todos os que participam da composi\u00e7\u00e3o da renda passam a ser co-propriet\u00e1rios e co-respons\u00e1veis pelo im\u00f3vel financiado.<\/p>\n<p>Os bancos normalmente aceitam a composi\u00e7\u00e3o de renda do casal. Casos como uni\u00e3o est\u00e1vel, noivos, pais e filhos, irm\u00e3os, dependem da aprova\u00e7\u00e3o da institui\u00e7\u00e3o banc\u00e1ria escolhida. Na maioria dos casos, quando aceito, ser\u00e1 solicitado pelo banco documenta\u00e7\u00e3o complementar.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-968 \"><span class=\"entry-title rich-snippet-hidden\">Minha parcela pass\u00edvel de pagamento com recursos pr\u00f3prios ou atrav\u00e9s de financiamento banc\u00e1rio \u00e9 corrigida e incide juros no per\u00edodo transcorrido at\u00e9 a assinatura do financiamento banc\u00e1rio?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:12:44-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-968\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-968\" href=\"#collapse-1-968\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Minha parcela pass\u00edvel de pagamento com recursos pr\u00f3prios ou atrav\u00e9s de financiamento banc\u00e1rio \u00e9 corrigida e incide juros no per\u00edodo transcorrido at\u00e9 a assinatura do financiamento banc\u00e1rio?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-968\" aria-labelledby=\"faq_1-968\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-7 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-7\"><p>Sim. O reajuste do saldo devedor continuar\u00e1 at\u00e9 a entrega do contrato de financiamento para assinatura junto \u00e0 B&amp;M Incorpora\u00e7\u00f5es.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-970 \"><span class=\"entry-title rich-snippet-hidden\">Como obtenho o valor do meu saldo devedor para apresentar ao banco? Qual departamento pode me orientar sobre a documenta\u00e7\u00e3o?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-21T11:53:05-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-970\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-970\" href=\"#collapse-1-970\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Como obtenho o valor do meu saldo devedor para apresentar ao banco? Qual departamento pode me orientar sobre a documenta\u00e7\u00e3o?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-970\" aria-labelledby=\"faq_1-970\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-8 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-8\"><p>Solicitar a \u00e1rea financeira atrav\u00e9s do telefone (49) 3328-3001 ou por e-mail de segunda a sexta-feira das 8h \u00e0s 12h (<span style=\"color: #003366;\"><a style=\"color: #003366;\" href=\"https:\/\/bm-incorporacoes.com\/2019\/contato\/\" target=\"_blank\" rel=\"noopener\"><strong>veja aqui nossos contatos<\/strong><\/a><\/span>).<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-972 \"><span class=\"entry-title rich-snippet-hidden\">Posso incluir a(s) parcela(s) em atraso no financiamento do banco?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:58:41-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-972\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-972\" href=\"#collapse-1-972\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Posso incluir a(s) parcela(s) em atraso no financiamento do banco?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-972\" aria-labelledby=\"faq_1-972\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-9 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-9\"><p>Sim, desde que o valor do cr\u00e9dito que a institui\u00e7\u00e3o financeira ir\u00e1 lhe conceder seja suficiente para quitar o saldo \u00e0 \u00e9poca da assinatura com o banco.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-974 \"><span class=\"entry-title rich-snippet-hidden\">Caso eu n\u00e3o obtenha sucesso, total ou parcial, junto \u00e0 institui\u00e7\u00e3o financeira sobre o meu pedido de financiamento banc\u00e1rio, como devo proceder?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:14:53-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-974\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-974\" href=\"#collapse-1-974\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Caso eu n\u00e3o obtenha sucesso, total ou parcial, junto \u00e0 institui\u00e7\u00e3o financeira sobre o meu pedido de financiamento banc\u00e1rio, como devo proceder?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-974\" aria-labelledby=\"faq_1-974\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-10 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-10\"><p>Se o valor aprovado for parcial, o cliente poder\u00e1 optar por pagar a diferen\u00e7a com recursos pr\u00f3prios no mesmo ato da assinatura do contrato com a institui\u00e7\u00e3o financeira. Poder\u00e1 eventualmente fazer uma proposta para a construtora refinanciar a diferen\u00e7a, por\u00e9m, ser\u00e1 necess\u00e1rio apresentar uma garantia no valor correspondente. A construtora reserva-se o direito de aceitar ou n\u00e3o a proposta. H\u00e1 possibilidade de entrar com novo processo em outra institui\u00e7\u00e3o financeira, procurando aquela que ofere\u00e7a melhores condi\u00e7\u00f5es e um valor maior de financiamento.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-976 \"><span class=\"entry-title rich-snippet-hidden\">Caso n\u00e3o obtenha sucesso junto \u00e0s institui\u00e7\u00f5es financeiras onde solicitei o financiamento, como fica a minha situa\u00e7\u00e3o junto a construtora?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:15:24-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-976\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-976\" href=\"#collapse-1-976\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Caso n\u00e3o obtenha sucesso junto \u00e0s institui\u00e7\u00f5es financeiras onde solicitei o financiamento, como fica a minha situa\u00e7\u00e3o junto a construtora?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-976\" aria-labelledby=\"faq_1-976\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-11 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-11\"><p>Estar\u00e1 inadimplente, em atraso com a parcela de financiamento. Essa situa\u00e7\u00e3o implica no impedimento da posse e recebimento das chaves do im\u00f3vel, al\u00e9m de poder sofrer com a\u00e7\u00f5es de cobran\u00e7a. Como alternativa, poder\u00e1 propor a quita\u00e7\u00e3o da parcela com recursos pr\u00f3prios em curto prazo ou propor um destrato amig\u00e1vel.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-978 \"><span class=\"entry-title rich-snippet-hidden\">Assinei o meu contrato de financiamento banc\u00e1rio e tenho saldo remanescente com a construtora. Por que tenho que apresentar garantias?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:16:00-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-978\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-978\" href=\"#collapse-1-978\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Assinei o meu contrato de financiamento banc\u00e1rio e tenho saldo remanescente com a construtora. Por que tenho que apresentar garantias?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-978\" aria-labelledby=\"faq_1-978\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-12 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-12\"><p>O objetivo da construtora com essa exig\u00eancia \u00e9 zelar pela sa\u00fade financeira da empresa, para que dessa forma possa minimizar a inadimpl\u00eancia e garantir aos clientes o cumprimento das condi\u00e7\u00f5es contratuais que assumiu.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-980 \"><span class=\"entry-title rich-snippet-hidden\">Assinei o meu contrato de financiamento banc\u00e1rio e ainda n\u00e3o apresentei a minha garantia para o saldo remanescente com a construtora. Existe um limite de tempo para que eu possa apresentar a garantia solicitada?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:17:11-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-980\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-980\" href=\"#collapse-1-980\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Assinei o meu contrato de financiamento banc\u00e1rio e ainda n\u00e3o apresentei a minha garantia para o saldo remanescente com a construtora. Existe um limite de tempo para que eu possa apresentar a garantia solicitada?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-980\" aria-labelledby=\"faq_1-980\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-13 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-13\"><p>Sim, existe um prazo para a conclus\u00e3o do processo junto ao banco. Uma vez suspensa a assinatura pela construtora, esse prazo n\u00e3o ser\u00e1 cumprido e o banco cancelar\u00e1 a aprova\u00e7\u00e3o de cr\u00e9dito e a concess\u00e3o do financiamento, passando o cliente \u00e0 condi\u00e7\u00e3o de inadimplente.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-983 \"><span class=\"entry-title rich-snippet-hidden\">Quais tipos de garantias s\u00e3o aceitos pela construtora e em quais circunst\u00e2ncias devo apresentar?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:59:49-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-983\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-983\" href=\"#collapse-1-983\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Quais tipos de garantias s\u00e3o aceitos pela construtora e em quais circunst\u00e2ncias devo apresentar?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-983\" aria-labelledby=\"faq_1-983\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-14 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-14\"><p>As garantias aceitas pela construtora s\u00e3o:<\/p>\n<p><strong>1)<\/strong> Fiador: para aceita\u00e7\u00e3o do fiador, \u00e9 necess\u00e1rio que este possua dois im\u00f3veis em seu nome, tenha a renda mensal compat\u00edvel com o valor das presta\u00e7\u00f5es e n\u00e3o possua nenhum tipo de apontamento em seu nome junto aos \u00f3rg\u00e3os p\u00fablicos. Este tipo de garantia se aplica somente nos casos que o cliente pretende obter financiamento banc\u00e1rio e ainda restar\u00e1 saldo devedor com a construtora;<\/p>\n<p><strong>2)<\/strong> Im\u00f3veis: desde que o valor seja compat\u00edvel com o saldo devedor para com a empresa (a B&amp;M Incorpora\u00e7\u00f5es reserva-se o direito de aceitar ou n\u00e3o a proposta do im\u00f3vel);<\/p>\n<p><strong>3)<\/strong> Autom\u00f3veis: desde que o valor seja compat\u00edvel com o saldo devedor para com a empresa (a B&amp;M Incorpora\u00e7\u00f5es reserva-se o direito de aceitar ou n\u00e3o a proposta do autom\u00f3vel).<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-985 \"><span class=\"entry-title rich-snippet-hidden\">Posso assinar notas promiss\u00f3rias como garantia?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:18:39-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-985\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-985\" href=\"#collapse-1-985\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Posso assinar notas promiss\u00f3rias como garantia?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-985\" aria-labelledby=\"faq_1-985\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-15 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-15\"><p>N\u00e3o, pois as notas promiss\u00f3rias s\u00e3o apenas t\u00edtulos que facilitam a execu\u00e7\u00e3o da d\u00edvida e n\u00e3o constituem garantia de recebimento por parte do devedor.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-987 \"><span class=\"entry-title rich-snippet-hidden\">Como devo proceder para desligar a garantia que dei para a d\u00edvida que acabei de quitar?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:40:26-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-987\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-987\" href=\"#collapse-1-987\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Como devo proceder para desligar a garantia que dei para a d\u00edvida que acabei de quitar?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-987\" aria-labelledby=\"faq_1-987\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-16 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-16\"><p>No caso de penhor de ve\u00edculo com reserva de dom\u00ednio, solicitar \u00e0 B&amp;M Incorpora\u00e7\u00f5es termo de libera\u00e7\u00e3o e lev\u00e1-lo ao Detran. No caso de fian\u00e7a, basta a quita\u00e7\u00e3o da d\u00edvida obtida pela outorga da escritura definitiva do im\u00f3vel.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-989 \"><span class=\"entry-title rich-snippet-hidden\">Comprei meu apartamento com forma de pagamento diretamente com a construtora sem previs\u00e3o de financiamento banc\u00e1rio. Posso alterar a minha aquisi\u00e7\u00e3o para financiamento banc\u00e1rio?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:40:58-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-989\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-989\" href=\"#collapse-1-989\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Comprei meu apartamento com forma de pagamento diretamente com a construtora sem previs\u00e3o de financiamento banc\u00e1rio. Posso alterar a minha aquisi\u00e7\u00e3o para financiamento banc\u00e1rio?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-989\" aria-labelledby=\"faq_1-989\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-17 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-17\"><p>Sim, desde que manifeste a inten\u00e7\u00e3o por escrito \u00e0 construtora, uma vez que a mudan\u00e7a implica em altera\u00e7\u00e3o contratual. Dever\u00e1 constar nessa solicita\u00e7\u00e3o o prazo para a assinatura do financiamento banc\u00e1rio.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-991 \"><span class=\"entry-title rich-snippet-hidden\">Como efetuo o pagamento das minhas parcelas?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:42:38-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-991\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-991\" href=\"#collapse-1-991\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Como efetuo o pagamento das minhas parcelas?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-991\" aria-labelledby=\"faq_1-991\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-18 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-18\"><p>O cliente receber\u00e1 no e-mail cadastrado junto a empresa (<strong>atualize aqui seus dados junto a empresa<\/strong>) ou em endere\u00e7o de correspond\u00eancia o boleto banc\u00e1rio para pagamento na rede banc\u00e1ria. Tamb\u00e9m pode consultar os valores pelos canais de <strong>atendimento on-line<\/strong> em nosso site. O prazo m\u00e9dio para a atualiza\u00e7\u00e3o da posi\u00e7\u00e3o financeira \u00e9 de 3 dias \u00fateis. Para facilitar a identifica\u00e7\u00e3o, pode enviar o comprovante do pagamento para o e-mail <strong>financeiro@bm-incorporacoes.com<\/strong> que analisaremos e retornaremos em at\u00e9 5 dias \u00fateis. (Observa\u00e7\u00e3o: N\u00e3o ser\u00e3o considerados comprovantes de agendamento).<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-993 \"><span class=\"entry-title rich-snippet-hidden\">Gostaria de receber um carn\u00ea com todos os boletos para pagamento?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:43:10-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-993\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-993\" href=\"#collapse-1-993\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Gostaria de receber um carn\u00ea com todos os boletos para pagamento?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-993\" aria-labelledby=\"faq_1-993\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-19 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-19 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-19\"><p>Os boletos s\u00e3o gerados mensalmente considerando as atualiza\u00e7\u00f5es prevista em contrato, por isso n\u00e3o temos gera\u00e7\u00e3o de um carn\u00ea com todas parcelas.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-995 \"><span class=\"entry-title rich-snippet-hidden\">Posso utilizar o meu FGTS sem adquirir o financiamento banc\u00e1rio?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T10:00:41-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-995\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-995\" href=\"#collapse-1-995\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Posso utilizar o meu FGTS sem adquirir o financiamento banc\u00e1rio?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-995\" aria-labelledby=\"faq_1-995\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-20 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-20 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-20\"><p>Sim, bastando, para isso, fazer a solicita\u00e7\u00e3o atrav\u00e9s de impresso e documenta\u00e7\u00e3o pr\u00f3pria junto a qualquer institui\u00e7\u00e3o financeira. Observar que, neste caso, o FGTS ter\u00e1 que ser utilizado para quitar o saldo devedor, pois a documenta\u00e7\u00e3o tamb\u00e9m ter\u00e1 for\u00e7a de escritura p\u00fablica, n\u00e3o podendo, desta forma, ficar saldo remanescente com a construtora.<\/p>\n<p>A utiliza\u00e7\u00e3o do FGTS poder\u00e1 ser feita por c\u00f4njuge ou, em alguns casos, por casais que declarem viver em regime de uni\u00e3o est\u00e1vel. Ambos dever\u00e3o atender todas as exig\u00eancias b\u00e1sicas para utiliza\u00e7\u00e3o do FGTS e figurarem na escritura como adquirentes do im\u00f3vel.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-997 \"><span class=\"entry-title rich-snippet-hidden\">Quais condi\u00e7\u00f5es exigidas para lavratura da escritura definitiva?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:45:09-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-997\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-997\" href=\"#collapse-1-997\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Quais condi\u00e7\u00f5es exigidas para lavratura da escritura definitiva?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-997\" aria-labelledby=\"faq_1-997\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-21 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-21 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-21\"><p>A unidade dever\u00e1 estar quitada com a B&amp;M Incorpora\u00e7\u00f5es e, se houver sido hipotecada, deve estar com o termo de libera\u00e7\u00e3o (baixa de hipoteca) emitido pelo banco.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-999 \"><span class=\"entry-title rich-snippet-hidden\">O que \u00e9 Cess\u00e3o de Direitos?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:45:39-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-999\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-999\" href=\"#collapse-1-999\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">O que \u00e9 Cess\u00e3o de Direitos?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-999\" aria-labelledby=\"faq_1-999\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-22 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-22 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-22\"><p>\u00c9 a transfer\u00eancia dos direitos e obriga\u00e7\u00f5es decorrentes do compromisso de venda e compra a um terceiro. O interessado dever\u00e1 preencher a ficha cadastral para comprovar se possu\u00ed capacidade jur\u00eddica, econ\u00f4mica e financeira para assumir o compromisso existente. Aprovada a an\u00e1lise de cr\u00e9dito pelo Setor de Cr\u00e9dito formalizamos a Cess\u00e3o de Direitos com a informa\u00e7\u00e3o o saldo devedor que assumir\u00e1. Caso haja altera\u00e7\u00e3o da forma de pagamento, previamente aprovada pelo Contas a Receber ou Cobran\u00e7a, ser\u00e1 inserida a nova forma de pagamento e condi\u00e7\u00f5es. Arcar\u00e1 o Cedente ou Cession\u00e1rio com a taxa de 1% (um por cento) do valor de venda corrigido, a t\u00edtulo de acompanhamento e exame de anu\u00eancia.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-1001 \"><span class=\"entry-title rich-snippet-hidden\">Quando estou apto para receber as chaves?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:46:09-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-1001\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-1001\" href=\"#collapse-1-1001\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Quando estou apto para receber as chaves?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-1001\" aria-labelledby=\"faq_1-1001\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-23 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-23 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-23\"><p>Quando conclui o processo de financiamento banc\u00e1rio ou quitar o saldo devedor da unidade com recursos pr\u00f3prios ou apresentar as garantias para o saldo devedor (assinar a aliena\u00e7\u00e3o fiduci\u00e1ria) e a vistoria estiver conclu\u00edda.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-1003 \"><span class=\"entry-title rich-snippet-hidden\">O que \u00e9 vistoria?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:46:41-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-1003\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-1003\" href=\"#collapse-1-1003\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">O que \u00e9 vistoria?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-1003\" aria-labelledby=\"faq_1-1003\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-24 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-24 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-24\"><p>\u00c9 o momento em que o cliente ser\u00e1 convocado para comparecer no im\u00f3vel e verificar pessoalmente se a unidade foi constru\u00edda de acordo com o memorial descritivo do contrato e n\u00e3o apresenta defeitos construtivos vis\u00edveis. Nessa ocasi\u00e3o o cliente ser\u00e1 acompanhado por um funcion\u00e1rio da obra designado para as vistorias e receber\u00e1 uma listagem indicando v\u00e1rios itens que precisam ser observados, havendo alguma irregularidade, esta deve ser anotada no campo espec\u00edfico para que a engenharia providencie o reparo. O documento \u201ctermo de vistoria\u201d s\u00f3 deve ser assinado pelo cliente se todos os itens citados no documento estiverem em conformidade.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-1005 \"><span class=\"entry-title rich-snippet-hidden\">Como ser\u00e1 a vistoria?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:47:09-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-1005\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-1005\" href=\"#collapse-1-1005\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Como ser\u00e1 a vistoria?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-1005\" aria-labelledby=\"faq_1-1005\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-25 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-25 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-25\"><p>A vistoria ser\u00e1 programada pela B&amp;M Incorpora\u00e7\u00f5es. Cada cliente ser\u00e1 contatado para que seja agendada uma data e hor\u00e1rio. Nesta data, o cliente dever\u00e1 dirigir-se \u00e0 obra e realizar a vistoria em conjunto com um colaborador da B&amp;M Incorpora\u00e7\u00f5es. Ser\u00e1 entregue ao cliente uma listagem com v\u00e1rios itens que devem ser observados no im\u00f3vel, havendo alguma irregularidade, esta deve ser anotada no campo espec\u00edfico do documento, a obra providenciar\u00e1 o reparo e o cliente ser\u00e1 convocado para uma nova vistoria onde poder\u00e1 conferir se o problema foi corrigido. Estando tudo em conformidade, o cliente dever\u00e1 assinalar no campo espec\u00edfico para aprova\u00e7\u00e3o e assinar o termo de vistoria.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-1007 \"><span class=\"entry-title rich-snippet-hidden\">J\u00e1 aprovei a vistoria. Significa que poderei receber o meu im\u00f3vel?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:47:38-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-1007\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-1007\" href=\"#collapse-1-1007\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">J\u00e1 aprovei a vistoria. Significa que poderei receber o meu im\u00f3vel?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-1007\" aria-labelledby=\"faq_1-1007\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-26 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-26 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-26\"><p>N\u00e3o. Para receber o im\u00f3vel, o cliente dever\u00e1 ter cumprido todas as condi\u00e7\u00f5es estabelecidas em contrato (assinatura de aliena\u00e7\u00e3o fiduci\u00e1ria ou assinatura do contrato de financiamento banc\u00e1rio\/ saque de FGTS, o que estiver especificado no compromisso\/contrato).<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-1009 \"><span class=\"entry-title rich-snippet-hidden\">Em caso de n\u00e3o libera\u00e7\u00e3o imediata das chaves ap\u00f3s a realiza\u00e7\u00e3o da vistoria, quem ser\u00e1 respons\u00e1vel pela conserva\u00e7\u00e3o f\u00edsica da minha unidade?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:48:04-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-1009\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-1009\" href=\"#collapse-1-1009\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Em caso de n\u00e3o libera\u00e7\u00e3o imediata das chaves ap\u00f3s a realiza\u00e7\u00e3o da vistoria, quem ser\u00e1 respons\u00e1vel pela conserva\u00e7\u00e3o f\u00edsica da minha unidade?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-1009\" aria-labelledby=\"faq_1-1009\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-27 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-27 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-27\"><p>A unidade permanecer\u00e1 fechada sob responsabilidade da B&amp;M Incorpora\u00e7\u00f5es.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-1011 \"><span class=\"entry-title rich-snippet-hidden\">Quando ent\u00e3o, receberei as chaves do im\u00f3vel?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:48:34-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-1011\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-1011\" href=\"#collapse-1-1011\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Quando ent\u00e3o, receberei as chaves do im\u00f3vel?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-1011\" aria-labelledby=\"faq_1-1011\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-28 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-28 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-28\"><p>Cumpridas todas as etapas descritas conforme contrato e aprovada a vistoria, a B&amp;M Incorpora\u00e7\u00f5es entrar\u00e1 em contato para agendar a entrega das chaves, o que normalmente ocorre no escrit\u00f3rio da empresa.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-1013 \"><span class=\"entry-title rich-snippet-hidden\">Quando ser\u00e1 a instala\u00e7\u00e3o do condom\u00ednio?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:49:05-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-1013\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-1013\" href=\"#collapse-1-1013\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Quando ser\u00e1 a instala\u00e7\u00e3o do condom\u00ednio?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-1013\" aria-labelledby=\"faq_1-1013\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-29 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-29 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-29\"><p>Pr\u00f3ximo ao final da obra, o cliente receber\u00e1 um comunicado com a administradora escolhida. Normalmente essa administradora desempenha o papel de s\u00edndico, al\u00e9m de administradora, por um per\u00edodo aproximado de 1 ano ap\u00f3s a entrega do condom\u00ednio, a fim de zelar pelo empreendimento at\u00e9 a normaliza\u00e7\u00e3o de sua ocupa\u00e7\u00e3o e rotina di\u00e1ria.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-1015 \"><span class=\"entry-title rich-snippet-hidden\">Quando come\u00e7a a ser cobrado o condom\u00ednio?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:49:33-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-1015\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-1015\" href=\"#collapse-1-1015\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Quando come\u00e7a a ser cobrado o condom\u00ednio?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-1015\" aria-labelledby=\"faq_1-1015\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-30 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-30 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-30\"><p>Ap\u00f3s a entrega das \u00e1reas comuns ao Sindico\/Administradora de Condom\u00ednios (normalmente a administradora do condom\u00ednio desempenhar\u00e1 tamb\u00e9m o papel de s\u00edndico, por um per\u00edodo aproximado de 1 ano ap\u00f3s a entrega do condom\u00ednio, a fim de zelar pelo empreendimento at\u00e9 a normaliza\u00e7\u00e3o de sua ocupa\u00e7\u00e3o e rotina di\u00e1ria). A B&amp;M Incorpora\u00e7\u00f5es convocar\u00e1 todos os clientes para a assembleia de instala\u00e7\u00e3o (geralmente coincidente com a festividade de entrega do empreendimento), com o aux\u00edlio de uma administradora indicada por ela para dar in\u00edcio aos trabalhos no condom\u00ednio. Nesta assembleia, ser\u00e1 eleito o corpo diretivo (subs\u00edndico e conselheiros fiscais) do condom\u00ednio entre os pr\u00f3prios cond\u00f4minos votados, bem como a apresenta\u00e7\u00e3o e aprova\u00e7\u00e3o da arrecada\u00e7\u00e3o inicial das despesas do condom\u00ednio e o seu respectivo vencimento.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-1017 \"><span class=\"entry-title rich-snippet-hidden\">Como \u00e9 feita a cobran\u00e7a de IPTU e eventuais taxas logo ap\u00f3s a entrega da obra?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:50:01-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-1017\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-1017\" href=\"#collapse-1-1017\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Como \u00e9 feita a cobran\u00e7a de IPTU e eventuais taxas logo ap\u00f3s a entrega da obra?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-1017\" aria-labelledby=\"faq_1-1017\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-31 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-31 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-31\"><p>Durante certo per\u00edodo, o IPTU e eventuais taxas criadas pelo \u00f3rg\u00e3o p\u00fablico s\u00e3o cobrados junto com o condom\u00ednio, pois ainda n\u00e3o foram individualmente lan\u00e7ados. Uma vez que a Prefeitura providencie o envio de um fiscal lan\u00e7ador ao condom\u00ednio, ele ser\u00e1 individualizado e encaminhado ao endere\u00e7o indicado pela administradora do condom\u00ednio.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-1019 \"><span class=\"entry-title rich-snippet-hidden\">Antes de receber as chaves da minha unidade, poderei utilizar as \u00e1reas comuns do condom\u00ednio, como: garagens, piscina, sal\u00e3o de festas, sala de gin\u00e1stica, entre outros?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:50:38-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-1019\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-1019\" href=\"#collapse-1-1019\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Antes de receber as chaves da minha unidade, poderei utilizar as \u00e1reas comuns do condom\u00ednio, como: garagens, piscina, sal\u00e3o de festas, sala de gin\u00e1stica, entre outros?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-1019\" aria-labelledby=\"faq_1-1019\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-32 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-32 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-32\"><p>N\u00e3o. As \u00e1reas comuns do condom\u00ednio s\u00e3o parte integrante do im\u00f3vel e n\u00e3o poder\u00e3o ser utilizadas antes da entrega das chaves (posse do im\u00f3vel).<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-1021 \"><span class=\"entry-title rich-snippet-hidden\">Como fa\u00e7o para acompanhar o andamento da obra?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:51:07-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-1021\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-1021\" href=\"#collapse-1-1021\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Como fa\u00e7o para acompanhar o andamento da obra?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-1021\" aria-labelledby=\"faq_1-1021\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-33 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-33 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-33\"><p>A B&amp;M Incorpora\u00e7\u00f5es atualiza mensalmente o site de cada empreendimento, com o andamento das obras (gr\u00e1fico com o cronograma do percentual executado das obras.). Al\u00e9m disso, pode ser acompanhado pelas redes sociais (@bmincorporacoes).<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-1024 \"><span class=\"entry-title rich-snippet-hidden\">Como fa\u00e7o para obter a planta da minha unidade?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/bm-incorporacoes.com\/2019\/author\/bmincorp\/\" title=\"Posts by bmincorp\" rel=\"author\">bmincorp<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2019-01-09T09:54:36-02:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-1024\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-target=\"#collapse-1-1024\" href=\"#collapse-1-1024\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Como fa\u00e7o para obter a planta da minha unidade?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-1024\" aria-labelledby=\"faq_1-1024\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1-34 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-34 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-34\"><p>O cliente recebe junto com o contrato uma planta da(s) unidade(s) que adquiriu. Para fins de elabora\u00e7\u00e3o de projetos de decora\u00e7\u00e3o e mobili\u00e1rio, pode ser solicitado durante a execu\u00e7\u00e3o da obra,<strong> e-mail<\/strong> com projeto arquitet\u00f4nico em formato espec\u00edfico (.pdf ou .dwg) para tal.<\/p>\n<p>Caso haja financiamento banc\u00e1rio, a linha do tempo ser\u00e1 mais ou menos assim:<\/p>\n<div class=\"fusion-image-element in-legacy-container\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"962\" height=\"563\" title=\"planta\" src=\"https:\/\/bm-incorporacoes.com\/2019\/wp-content\/uploads\/2019\/01\/planta.png\" alt class=\"img-responsive wp-image-1026\" srcset=\"https:\/\/bm-incorporacoes.com\/2019\/wp-content\/uploads\/2019\/01\/planta-200x117.png 200w, https:\/\/bm-incorporacoes.com\/2019\/wp-content\/uploads\/2019\/01\/planta-400x234.png 400w, https:\/\/bm-incorporacoes.com\/2019\/wp-content\/uploads\/2019\/01\/planta-600x351.png 600w, https:\/\/bm-incorporacoes.com\/2019\/wp-content\/uploads\/2019\/01\/planta-800x468.png 800w, https:\/\/bm-incorporacoes.com\/2019\/wp-content\/uploads\/2019\/01\/planta.png 962w\" sizes=\"(max-width: 1100px) 100vw, 962px\" \/><\/span><\/div>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-sizes-top:0px;--awb-border-sizes-bottom:0px;--awb-border-sizes-left:0px;--awb-border-sizes-right:0px;--awb-border-color:#383838;--awb-border-style:dotted;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-padding-left:20px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#f2f2f2;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-35 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-padding-left:16px;--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-36 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-padding-left:16px;--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-image-element fusion-image-align-left in-legacy-container\" style=\"text-align:left;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\" style=\"margin-right:25px;float:left;\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/www.instagram.com\/bmincorporacoes\/\" target=\"_blank\" aria-label=\"seguirbm2\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"216\" height=\"28\" src=\"https:\/\/bm-incorporacoes.com\/2019\/wp-content\/uploads\/2018\/12\/seguirbm2.png\" alt class=\"img-responsive wp-image-825\" srcset=\"https:\/\/bm-incorporacoes.com\/2019\/wp-content\/uploads\/2018\/12\/seguirbm2-200x26.png 200w, https:\/\/bm-incorporacoes.com\/2019\/wp-content\/uploads\/2018\/12\/seguirbm2.png 216w\" sizes=\"(max-width: 1100px) 100vw, 216px\" \/><\/a><\/span><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-37 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-first\" style=\"--awb-padding-right:0px;--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-alignleft\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:#6d6d6d;--button_accent_hover_color:#6d6d6d;--button_border_hover_color:#6d6d6d;--button_gradient_top_color:rgba(242,242,242,0);--button_gradient_bottom_color:rgba(242,242,242,0);--button_gradient_top_color_hover:rgba(242,242,242,0);--button_gradient_bottom_color_hover:rgba(242,242,242,0);--button_text_transform:none;\" target=\"_self\" id=\"ligamos\"><i class=\"fa-phone fas button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text\">Ligamos para voc\u00ea<\/span><\/a><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:0px;margin-bottom:0px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-alignleft\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:#6d6d6d;--button_accent_hover_color:#6d6d6d;--button_border_hover_color:#6d6d6d;--button_gradient_top_color:rgba(242,242,242,0);--button_gradient_bottom_color:rgba(242,242,242,0);--button_gradient_top_color_hover:rgba(242,242,242,0);--button_gradient_bottom_color_hover:rgba(242,242,242,0);--button_text_transform:none;\" target=\"_self\" id=\"whatsapp\"><i class=\"fa-whatsapp fab button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text\">Informa\u00e7\u00f5es por WhatsApp<\/span><\/a><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-alignleft\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-3 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:#6d6d6d;--button_accent_hover_color:#6d6d6d;--button_border_hover_color:#6d6d6d;--button_gradient_top_color:rgba(242,242,242,0);--button_gradient_bottom_color:rgba(242,242,242,0);--button_gradient_top_color_hover:rgba(242,242,242,0);--button_gradient_bottom_color_hover:rgba(242,242,242,0);--button_text_transform:none;\" target=\"_self\" id=\"email\"><i class=\"fa-envelope-open far button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text\">Informa\u00e7\u00f5es por E-mail<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-38 fusion_builder_column_1_3 1_3 fusion-one-third\" style=\"--awb-padding-right:0px;--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-alignleft\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-4 fusion-button-default-span fusion-button-default-type fusion-has-button-gradient\" style=\"--button_accent_color:#6d6d6d;--button_accent_hover_color:#6d6d6d;--button_border_hover_color:#6d6d6d;--button_gradient_top_color:rgba(224,224,224,0);--button_gradient_bottom_color:rgba(214,214,214,0);--button_gradient_top_color_hover:rgba(242,242,242,0);--button_gradient_bottom_color_hover:rgba(242,242,242,0);--button_text_transform:none;\" target=\"_self\" id=\"sejafornecedor\"><span class=\"fusion-button-text\">Seja nosso fornecedor<\/span><\/a><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-alignleft\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-5 fusion-button-default-span fusion-button-default-type fusion-has-button-gradient\" style=\"--button_accent_color:#6d6d6d;--button_accent_hover_color:#6d6d6d;--button_border_hover_color:#6d6d6d;--button_gradient_top_color:rgba(224,224,224,0);--button_gradient_bottom_color:rgba(214,214,214,0);--button_gradient_top_color_hover:rgba(242,242,242,0);--button_gradient_bottom_color_hover:rgba(242,242,242,0);--button_text_transform:none;\" target=\"_self\" id=\"venda\"><span class=\"fusion-button-text\">Venda seu terreno<\/span><\/a><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-alignleft\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-6 fusion-button-default-span fusion-button-default-type fusion-has-button-gradient\" style=\"--button_accent_color:#6d6d6d;--button_accent_hover_color:#6d6d6d;--button_border_hover_color:#6d6d6d;--button_gradient_top_color:rgba(224,224,224,0);--button_gradient_bottom_color:rgba(214,214,214,0);--button_gradient_top_color_hover:rgba(242,242,242,0);--button_gradient_bottom_color_hover:rgba(242,242,242,0);--button_text_transform:none;\" target=\"_self\" id=\"trabalhe\"><span class=\"fusion-button-text\">Trabalhe conosco<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-39 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-last\" style=\"--awb-padding-right:0px;--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-alignleft\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-7 fusion-button-default-span fusion-button-default-type fusion-has-button-gradient\" style=\"--button_accent_color:#6d6d6d;--button_accent_hover_color:#6d6d6d;--button_border_hover_color:#6d6d6d;--button_gradient_top_color:rgba(224,224,224,0);--button_gradient_bottom_color:rgba(214,214,214,0);--button_gradient_top_color_hover:rgba(242,242,242,0);--button_gradient_bottom_color_hover:rgba(242,242,242,0);--button_text_transform:none;\" target=\"_self\" href=\"https:\/\/bm-incorporacoes.com\/2019\/faq\/\"><span class=\"fusion-button-text\">FAQ<\/span><\/a><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-alignleft\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-8 fusion-button-default-span fusion-button-default-type fusion-has-button-gradient\" style=\"--button_accent_color:#6d6d6d;--button_accent_hover_color:#6d6d6d;--button_border_hover_color:#6d6d6d;--button_gradient_top_color:rgba(224,224,224,0);--button_gradient_bottom_color:rgba(214,214,214,0);--button_gradient_top_color_hover:rgba(242,242,242,0);--button_gradient_bottom_color_hover:rgba(242,242,242,0);--button_text_transform:none;\" target=\"_self\" href=\"https:\/\/bm-incorporacoes.com\/2019\/contato\/\"><span class=\"fusion-button-text\">Entre em contato com a B&amp;M Incorpora\u00e7\u00f5es<\/span><\/a><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-alignleft\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-9 fusion-button-default-span fusion-button-default-type fusion-has-button-gradient\" style=\"--button_accent_color:#6d6d6d;--button_accent_hover_color:#6d6d6d;--button_border_hover_color:#6d6d6d;--button_gradient_top_color:rgba(224,224,224,0);--button_gradient_bottom_color:rgba(214,214,214,0);--button_gradient_top_color_hover:rgba(242,242,242,0);--button_gradient_bottom_color_hover:rgba(242,242,242,0);--button_text_transform:none;\" target=\"_self\"><span class=\"fusion-button-text\">Lojas B&amp;M Incorpora\u00e7\u00f5es<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-40 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-padding-left:16px;--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:0px;margin-bottom:0px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-dotted\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#a0a0a0;border-color:#a0a0a0;border-top-width:1px;\"><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-41 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first\" style=\"--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-padding-left:16px;--awb-bg-size:cover;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:2px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-35\"><p style=\"font-size: 10px; text-align: left;\"><span style=\"color: #707c87;\">Copyright \u00a9 2003-2019 B&amp;M Incorpora\u00e7\u00f5es. Todos os direitos reservados.<\/span><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-42 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last\" style=\"--awb-padding-left:16px;--awb-bg-size:cover;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-image-element fusion-image-align-right in-legacy-container\" style=\"text-align:right;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\" style=\"margin-left:25px;float:right;\"><img decoding=\"async\" width=\"43\" height=\"11\" title=\"Brasil3\" src=\"https:\/\/bm-incorporacoes.com\/2019\/wp-content\/uploads\/2018\/12\/Brasil3.png\" alt class=\"img-responsive wp-image-819\"\/><\/span><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/bm-incorporacoes.com\/2019\/wp-json\/wp\/v2\/pages\/932"}],"collection":[{"href":"https:\/\/bm-incorporacoes.com\/2019\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bm-incorporacoes.com\/2019\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bm-incorporacoes.com\/2019\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm-incorporacoes.com\/2019\/wp-json\/wp\/v2\/comments?post=932"}],"version-history":[{"count":33,"href":"https:\/\/bm-incorporacoes.com\/2019\/wp-json\/wp\/v2\/pages\/932\/revisions"}],"predecessor-version":[{"id":4861,"href":"https:\/\/bm-incorporacoes.com\/2019\/wp-json\/wp\/v2\/pages\/932\/revisions\/4861"}],"wp:attachment":[{"href":"https:\/\/bm-incorporacoes.com\/2019\/wp-json\/wp\/v2\/media?parent=932"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}